BANK ECONOMICS AND MANAGEMENT

Course objectives

The course aims to provide the basic knowledge and skills on the banking system. In particular, the course aims to analyze the elements of the banking system, namely: teh role of banks, banking services, banking market, and Supervision. - Knowledge and understanding The topic of the course are designed to provide students with basic knowledge required for understanding the banking sy stem within the economic and financial context, on both a national and international ground. - Applying knowledge and understanding The course aims at providing students with the knowledge required for understanding issues in banking and financial markets, with a specific focus upon the development of banking activities. The course provides students with techincal skills for analyzing basic topics and evidence about the main aspects of bank management: credit intermediation, risk management, normative and monetary policy framework wherein banks work, set of information deriving from a bank’s balance-sheet. - Making judgements The course is structured to enable students to autonomously and critically analyze the issues about bank management discussed during the course. - Communication skills The study of banking issue implies the development of a specialized lengiuage that is necessary to correctly interact and communicate about the topics under analysis - Learning skills) The course provides students wth the conceptual framework and knowledge required for keeping on studies in Banking and finance, completing the studies in Business Administration and management in terms of financial relationships between firms and banks, undestanding the technical and operational aspects in order to enlarge general economic studies.

Channel 1
IDA CLAUDIA PANETTA Lecturers' profile

Program - Frequency - Exams

Course program
Part 1 - Introduction to banking - The financial system and national and international financial and credit intermediation - Specificities of the banking: functions performed and management principles - The payment system - Main Banking operations and services Part 2 - Fundamentals of bank activity - Fundraising in the bank's economy - Loans in the bank's economy and loan management - Managing customer services - Key aspects of assessing customers' creditworthiness - Financial management - Banking risks - The bank's balance sheet
Prerequisites
In order to fully understand the topics covered in the course, it is necessary to have passed the Economics of Financial Intermediaries exam. In particular, it is advisable to study the following topics in-depth: - functions of the financial system - role of financial intermediaries - role of regulation and supervision
Books
1 - Tutino F. (2015), La banca. Economia, finanza, gestione, Il Mulino, Bologna: selected parts. 2 - Tutino F. (2019), Il nuovo bilancio delle banche, Bancaria Editrice: selected parts 3 - Further reading will be indicated during the course and available at Sapienza’s e-learning platform (to access the course website, students need the code provided by the Professor). On the e-learning platform, study materials are provided, time by time during the course, the references of the program in the classroom to the specific study material. To access the course website, students need an access code communicated during the lessons; non-attending students can request the access code at any time to the Professor via e-mail.
Frequency
Not mandatory, but raccomanded.
Exam mode
The exam is scheduled in written form with closed and open-ended questions. It is directed to verify the acquisition of the following skills with reference to the subjects of the course: • Knowledge and ability to understand; • Ability to learn; • Autonomy of judgment. Intermediate evaluation tests are possible during the course to verify ongoing learning (written form).
Bibliography
In addition to the compulsory material, in-depth readings are available on the e-learning platform.
Lesson mode
Traditional lectures eventually supplemented by exercises at distance Testimonials and seminars (also at distance)
PAOLA PAIARDINI Lecturers' profile
  • Lesson code1022359
  • Academic year2024/2025
  • CourseBusiness sciences
  • CurriculumEconomia e commercio (corso serale)
  • Year3rd year
  • Semester1st semester
  • SSDSECS-P/11
  • CFU9
  • Subject areaAziendale